USA JOB VISA INTERNATIONAL USA JOB VISA INTERNATIONAL

Pages

Featured Featured
how-to-use-your-android-device-as
How To Use Your Android Device as Keyboard and Mouse
dent-free-data
Sharing of Apk Files on Whatsapp Made Easier
9mobile-special-offer
9mobile Special Data, Get 1GB Data for N200 and 5GB for N1000
mtn-double-data-cheat
New Method To Activate MTN 100% Double Data Bonus Via IMEI Tweaking


Thursday, 7 February 2019

Quick Guide to An Insurance Claim:How to come over to Canada “Via Visa Lottery Application Form”




Canada Visa Lottery Application Form
Is your dream to get a Canada Visa Lottery 2018/2019? Would you like to See How Application Form is done via CanadaVisa.com?
If you or your family member wants to move over to Canada from your country, then this guide is what you need.
If you’d want to know latest update concerning Canada visa Lottery 2018 online application form registration, then make sure you drop your comment after reading this guide. You’ll receive an update immediately there’s any important information.
Traveling to Canada is easy, but it will be more easier for you when you read this guide about Canada visa Lottery 2018 very well.
You May Also Apply:
How To Apply Green Card Lottery Application 2019 Online
Green Card Lottery Requirements DV2020 – Check
How to Apply for America Visa Lottery 2018/2019 Application Form
You have to note that they are a while lot of things you need to put into considerations. Once you put all the requirements into consideration, you’ll likely get your visa to head to Canada.
Now, let’s guide you with the A-Z information. Are you ready to learn how to travel to Canada through Canada visa 2018 Lottery? Are you sure you wants to migrate to Canada from Nigeria? If yes, then keep in reading.
Before anything else, we first have to understand what an insurance claim is. This way we can better appreciate the whole procedure and it simply becomes easy to go through because we already know what to do step by step, in relation to the whole process.

A claim is when you ask the insurance company to compensate you for damages you have sustained after a car accident, or when you ask the insurance company to represent you or intervene on your behalf when you are liable for damages.

You pay a lot of money for your car insurance, so it makes sense that if you are involved in an accident, you will want to make a claim. Depending on whether the accident is responsible, or not responsible, and the type of damage, your insurance company will be able to provide coverage based on the kind of car insurance coverage you have.

Claims can be paid from the comprehensive coverage, collision coverage, or any of the minimum car insurance requirement sections, such as liability. Claims may also be paid from multiple sections of your policy depending on the circumstances of your car crash.

If you are wondering whether your collision claims process will be more difficult to bear than the accident itself, the good news is that filing a claim is usually fairly simple. By following a systematic approach and carefully recording what has happened, you can gather all of the information you need. The following guidelines will help you ensure the process goes smoothly.

ON THE ACCIDENT SCENE

One of the best ways to speed up the entire claims process is to get off to the right start, and that begins at the accident scene itself. The more good information and evidence you can collect there, the better.

Here's what to get:

Personal Data: Try to get basic personal information from everyone at the scene. That includes all other drivers, passengers, and bystanders. Get their names, phone numbers, and home and email addresses. Anything that will make it easier to find them later. If you have time, take some notes about what each witness saw and heard. Pass all of this information along to your claims adjuster, but be sure to keep copies for yourself.
Insurance Information: This is particularly important. Make sure to exchange insurance information with the drivers of all vehicles involved in the accident. It's probably going to be the first thing your adjuster asks you for.
Pictures: Take a bunch of photos of the accident scene. If you can get pictures before the vehicles are moved out of the way, great, but don't create a dangerous situation just to take them. Definitely take photos of all damages to your car, every other vehicle involved, and anything else. Take a few pictures of the accident location as well. A few different angles are always helpful. Take pictures of the parties involved and all witnesses, if you can. And, finally, take photos of each party's insurance card.
Law Enforcement: Always call the police after an accident. They may or may not be able to respond, but it's always worth a try. When they arrive, make sure to get the officers' names. They will gather their own information and take interviews for their report, and instruct you on how to obtain a copy the report once it is written up. Hold onto whatever paperwork they give you and pass on copies to your adjuster.
Contact Your Insurer ASAP
I'm sure you've heard the saying, "most crimes are solved in the first 48 hours after the incident." That's because the crime scene remains intact and the details are still fresh in the minds of the witnesses. It's kind of like that with an auto accident. We're not talking about a crime here (I hope), but the idea still works. The sooner you contact your insurer, the easier it will be for them to make the inquiries they need to get the most accurate data. It's not a bad idea to call them from the scene of the accident, if possible.

Be Cooperative and Prompt

Most small accidents are relatively simple for your adjuster to handle. He or she has done them hundreds of times over. That doesn't mean that a claim can't be held up by some missing piece of evidence or information.

If your adjuster calls you and leaves a message to call him or her back, do it as soon as you can. Good communication between insurer and claimant is vital. Plus, it's hard to complain about slow processing if you're the one holding it up.

Be Honest



This rule seems obvious, but not everyone follows it. It's human to want to avoid pain, and admitting that you are at fault for your accident can be pretty painful. But if you are at fault, don't try to get out of it by lying. First of all, insurance adjusters have a lot of experience with accidents and fibbers.

They're really good about figuring out what actually happened and that can be pretty bad for you if you are less than forthcoming with the facts. Remember "Double Indemnity"? Insurance fraud is frowned upon and could cost you a lot more money than the premium increase you'll likely get by admitting fault.
Below are the type of Visa’s you can apply for from Nigeria:
Students Canadian visa lottery form
Skilled workers Canadian Visa Lottery Form
Tourist Canadian Visa Lottery Form
Visitor Canadian Visa Lottery Form
Business Canadian Visa Lottery Form
Farm worker Canadian Visa Lottery Form
Pilgrimage Canadian Visa Lottery Form
Diplomat Canadian Visa Lottery Form
Transit Canadian Visa Lottery Form
Let’s guide you towards completing your online application form. You have to note that, all the visa types listed above requires different documents.
You can download the PDF file that’ll explain to you how to apply for the different kinds of Canada 2018 visa Lottery 2018 in peace without stress below.
Requirements for Canada visa Lottery 2018/2019 Form
If you are planing on picking up this years Canadian visa Lottery form, the you should ensure you have an international passport.
Please make sure you don’t pat anyone for the form. Don’t pay anyone to do any thing that’s off the table for you.
How To Apply For Canada Visa Lottery 2018/2019?
Application is online based, you have to visit the online registration portal to fill up the form.
Apply For Canada Visa Lottery
Ensure you fill up all the required information okay.
Note: kindly make sure you go to Canadian online Visa Lottery 2019 portal at

Wednesday, 6 February 2019

Miss Lilian your friend From Facebook Granted Your Loan And Help Secure A Loan: APPLY LOAN FOR STUDYING IN US, JOB OPPORTUNITIES,VASA





Miss Lilian from facebook have help you  secure a loan for the sake of you to be able to apply for a visa,apply for job so that you can meet here in canada for a serious relationship and all you need to do in other to secure this loan or claim this loan is to apply for a loan and use her name and address as a guarantor to the loan.
As the general world is reliably on the growth empty with an increment on technology, understudies are fundamentally aware of the need to get a general direction. Different associations are to a great degree searching for understudies with a general foundation — an edge understudy’s get when they examine abroad; subsequently, the basic for credit is getting stretched out interest to get money related help through getting praise for move in US, You ought to intentionally research the level of the money you have to consider in America. You have to look and apply for honors beginning now and into the not so distant, school schools colleges spares, and the blueprint of cash from another source, including family supports. In the wake of weakening these systems, most generally speaking understudies still have the back district, and this is the place direction based advances search for comprehensive understudies.
Here we tried to indicate up this muddled framework in direct way.
What is known as the International credit??
Ideally government understudy advances are given to American understudies who are learning in America, in any case they are not open to overall understudies. Or then again perhaps, it meets the criteria for getting ready moves for overall understudies, able improvement decisions are open to in general understudies precisely who are taking a gander at in America.


Credits for comprehensive direction understudies are before long astoundingly sensible to back their arrangement in the United States. Extraordinarily adaptable advances, wholes satisfactorily high credit to cover their full getting ready will be given, yet with extended amortization periods and sensible levels of intrigue, so they can return once they graduate.
A Person Living in US must be your Loan Facilitator (Guarantor):
Every single general understudy trying to get the essential for a US advance co-endorser to utilize it. Real and co-underwriter lawfully to reimburse the improvement if the client does not pay. You ought to consider partaking in the site is a US subject unending with inconceivable credit who have lived in the US for quite a while. The co-lender is generally an OK accomplice or relative that can help with getting credit, in light of the manner in which that most overall understudies may not get credit wholeheartedly.
Who can apply for US Student Loan?
Understudies who are not US people or living in USA  or persevering occupants who are not nationals, including the United States qualified school or school or school getting ready can apply for credits for comprehensive understudies.
How This Loan can be utilized?
Direction credits for in general understudies can be utilized to deal with costs identified with getting ready, for example, direction, forming and costs, protection, sustenance and lodge.
Most over the top credit add up to you can get?
You can show an application for an aggregate cost of comprehensive planning to less other help; additionally it relies on your school. To be able to pick the most unprecedented extent of your credit, you should take a couple to get back some patience of school supports in your school office. Once the application and get credit bolster for you and your accomplices, and furthermore set up, your school must approve the improvement whole.
Right when utilized inside the standard direction plan talented financing, can advances for getting ready of remote understudies help put every single one of us direction immediately open, from your free money related circumstance. You can depend upon two huge credits that thought on the game-plan of advantages for the upsides of across the board

Holland Government Scholarship for International Students, 2019-2020



Scholarship Description:
Applications are welcomed for Holland Government Scholarship for international students from outside the European Economic Area (EEA). Scholarship is granted for seeking after lone ranger’s or master’s projects at one of the taking an interest Dutch advanced education foundations.

The Holland Scholarship Program is the Netherlands’ national scholarship program for both international and Dutch students. The point of this program is to raise the profile of Dutch advanced education and to empower student portability both into and out of the Netherlands.

The Holland Scholarship is financed by the Dutch Ministry of Education, Culture and Science and in addition a few Dutch research colleges and colleges of connected sciences.


Application Deadline: The due date for application is either February 1, 2019 or May 1, 2019.
Course Level:
Scholarship is accessible for seeking after single man’s or master’s program at one of the taking an interest Dutch advanced education establishments.
Concentrate Subject:
Scholarship is granted in chosen fields of concentrate accessible at the taking an interest Dutch research colleges and colleges of connected sciences.

Scholarship Award:
The scholarship adds up to €5,000. You will get this in the principal year of your examinations. If you don’t mind take note of this is anything but a full-educational cost scholarship.



Eligibility for the Scholarship:
Eligible Countries: Scholarship is open for international students from outside the European Economic Area (EEA).

Passageway Requirements:

Your nationality is non-EEA.


You are applying for a full-time lone wolf’s or master’s program at one of the taking an interest Dutch advanced education organizations.
You meet your preferred particular necessities of the establishment. You can discover these on the website of the foundation.
You don’t have a degree from an instruction establishment in the Netherlands.
English Language Requirements: Applicants from outside the nation of origin will regularly need to meet particular English dialect/other dialect necessities keeping in mind the end goal to have the capacity to think about there.
Netherlands Scholarships
Application Procedure:
Step by step instructions to Apply: Find your program in the review of taking an interest research colleges or in the outline of taking part colleges of connected sciences. You will discover itemized data about the application system and due dates in the connections gave in the two records. The college will get in touch with you to fill you in as to whether you have been granted a scholarship.

mesothelioma law firm apply for ongoing canadian visa scholarship application provided by the united government apply now/




Applications are invited for Richard H. Tomlinson Undergraduate and Post Graduate Fellowships for the year 2018-2019. There are no citizenship restrictions, applicants of all nationalities are eligible to apply for these fellowships.

The overarching aim of establishing the McGill University was to transform the public higher education to improve quality and efficiency of teaching and learning, creating a world-class higher learning institution.
A rare type of cancer that affects the lungs is called mesothelioma, the reason behind this disease is asbestos exposure. Asbestos is a silicate mineral which is used in various industries such as the construction industry, tyre industry and some others. This illness is commonly found in the workers who are related to the mentioned industries. Asbestos exposure is extremely fatal and this is so well known that there are many laws regarding the diseases caused by its exposure. With time mesothelioma has become a billion dollar industry as the governments have devised laws and regulations for the victims to claim compensation from their employers whose negligence caused this disease.

McGill University is one of Canada’s best-known institutions of higher learning and one of the leading universities in the world. The mission of McGill University is the advancement of learning and the creation and dissemination of knowledge, by offering the best possible education, by carrying out research and scholarly activities judged to be excellent by the highest international standards, and by providing service to society.

 The language of instruction at McGill University is English. Applicant must demonstrate the required level of English proficiency prior to admission to McGill, regardless of citizenship status or country of origin.

Scholarship Description:

Application Deadline: June 15, 2018
Course Level: Fellowships are available to pursue the doctoral program.
Study Subject: Fellowships are awarded to learn any of the courses available at McGill University.
Scholarship Award: $35,000, renewable twice.
Number of Scholarships: Not Known
Nationality: All nationalities
Scholarship can be taken in Canada
Eligibility for the Scholarship:


Eligible Countries: There are no citizenship restrictions applicants of all nationalities are eligible to apply for these fellowships.
Entrance Requirements: The following criteria must be met in order for applicants to be eligible for these fellowships:
All Tomlinson Undergraduate and Post Graduate Fellowships are for recruiting new graduate students to McGill. Students currently enrolled at McGill, or whose latest degree was completed or in progress at McGill, are therefore ineligible. Former McGill students who later completed a graduate degree elsewhere may apply. Visiting students at McGill, who are completing the requirements for a degree from another university, may apply.
Citizenship: There are no citizenship restrictions.
Please Note: Tomlinson Doctoral Fellowships are adjudicated by the Faculty of Medicine Research and Graduate Studies Office.
English Language Requirements: The language of instruction at McGill University is English. Applicant must demonstrate the required level of English proficiency prior to admission to McGill, regardless of citizenship status or country of origin.
This disease is a silent killer as it shows its symptoms after decades of the substance exposure thus making the victim so helpless that he only has less than a year survival time. The treatment for this lung cancer is an expensive one with low survival rates, consequently the victim once diagnosed with mesothelioma has less time to think and has to take action immediately.

As the name suggests mesothelioma, derives its name from the word mesothelium, which is the membrane lining that guards the internal vital organs like heart, lungs, liver and stomach and holds them in place against the chest walls. This membrane is very important to the body and a damage to this lining can result in life threatening diseases and is considered critical. In mesothelioma this lining is damaged as a result of exposure to the asbestos as it gets stuck in the lungs when inhaled with air, the air that we breathe goes to our lungs and there it gets filtered, if asbestos is present in the air that we inhale it is stuck in the lungs and doesn't come out when exhaled. If there are large amounts of asbestos in the inhaled air it will damage the lungs and afterwards the mesothelium permanently, consequently the victim will face mesothelioma.

This disease can only be slowed down with medicine but it can't be fully cured, if it is diagnosed at early stages, there are treatments that will slow down the damage and increase the life expectancy, but there isn't any permanent cure, death from this disease is inevitable, its only a matter of time. If someone is diagnosed at the start of the disease they are suggested to undergo surgical resections before the tumor spreads to other parts of the body, acting fast at this stage and getting surgical resections can slow down the spread of the tumors and prolong the life of the victim to some years.

Application Procedure:

How to Apply: 


Applicants must submit their application and supporting documents to the Department/Unit/School where they intend to study. Departments will perform a pre-selection of doctoral applicants and will submit,  nominations to the appropriate departments.

 Click on the Application Link Below to  Start Application


Scholarships for international Students at University College London in UK, 2019-2020



Scholarship Description
The university college London is delighted to provide up to 10 latest scholarships for LLM (master of laws) students for the 2019/20 academic yr. Scholarships are available for college kids who are citizens in the uk.

The scholarships show the faculty’s deep dedication to our fantastic student body similarly to UCL’s founding ethos of fairness and equality, irrespective of background.

UCL legal guidelines is an time table-setting network of legal students. knowledgeable by a rich background of philosophical enquiry, we produce studies that matters and lend a clean voice to international conversations.


applications closing date: June 1, 2019
course level:
Scholarships are available to pursue master degree programme.

study subject:
Scholarships are presented to study LLM programme.

Scholarship Award:
UCL laws – Dean’s Scholarships: these means-tested scholarships offer full charges and £15,000 a year maintenance. college students making use of for the means-tested scholarships have to meet the usual UCL legal guidelines entry requirements.
UCL laws – destiny scholars: these approach-tested awards provide the successful candidate with complete fees and preservation. students making use of for the manner-examined scholarships must meet the usual UCL laws entry requirements.
UCL laws – educational Excellence Scholarships: these scholarships shall incorporate a £10,000 charge reduction and are not approach examined.
Eligibility for the Scholarship
Eligible international locations: Scholarships are to be had for students who are residents inside the uk.

front requirements: applicants should meet the following criteria:

The scholarships will fall into 3 categories:

UCL legal guidelines – Dean’s Scholarships: as a minimum 6 awards that are designed to make our LLM on hand to uk-domiciled students who’ve been and are of limited way.
those approach-examined scholarships provide full expenses and £15,000 a yr protection. students applying for the method-tested scholarships should meet the same old UCL legal guidelines entry requirements.

2). UCL laws – future students: at least 2 awards which might be designed to increase the accessibility of our LLM to uk-domiciled people who’ve been and are of confined manner and who intend to use their LLM as a gateway to doctoral research.

those approach-tested awards offer the successful candidate with complete prices and upkeep. students making use of for the manner-examined scholarships must meet the same old UCL laws entry requirements.

3). UCL legal guidelines – educational Excellence Scholarships: as a minimum 5 awards designed to assist people with high-quality instructional achievements to have a look at UCL’s LLM. these scholarships shall include a £10,000 price discount and aren’t manner examined.

English Language necessities: where suitable, you may want to supply evidence of your English Language skillability. further info of the English Language exams usual by UCL laws may be observed within the entry necessities phase.
Application procedure
a way to practice: UCL uses an online application procedure for taught graduate programmes. This allows you to log in to check the status of your application and any decisions acquired, re-send reference requests, and replace your touch details.

UCL will simplest bear in mind finished applications. to finish your software, you must publish an digital replica of your educational transcript, piece of written paintings (information on this under) and your referees need to have uploaded their references via the comfy internet site earlier than the application closing date. it’s miles your responsibility to make certain that your referees upload their references, as UCL will not don’t forget any packages until references are uploaded.

DAAD Study Scholarships for Foreign Graduates in Germany, 2019




Scholarship Description
DAAD is putting forth Study Scholarships for Foreign Graduates in the Fields of Fine Art, Design, Visual Communication and Film. This scholarship is accessible for outside students.

The DAAD bolsters more than 100,000 German and worldwide students und specialists around the world every year – making it the world’s biggest subsidizing association of its kind. We likewise advance internationalization endeavors at German colleges, enable developing countries to assemble their own particular frameworks of advanced education, and bolster German Studies and German dialect programs abroad. Our Artists-in-Berlin Program is a standout among the most prestigious universal scholarship programs for specialists.


Applications Deadline: November 30, 2018
Course Level:
Scholarships are accessible to seek after Master degree program.

Concentrate Subject:
Scholarships are granted in the Fields of Fine Art, Design, Visual Communication and Film.



Scholarship Award: Value:
A regularly scheduled installment of 850 euros
Travel stipend, except if these costs are secured by the nation of origin or another wellspring of subsidizing
One-off investigation remittance
Installments towards wellbeing, mishap and individual obligation protection cover
In specific situations, scholarship holders may get the accompanying extra advantages:
Month to month lease sponsorship
Month to month recompense for going with individuals from family
To empower scholarship holders to learn German in anticipation of their stay in the nation, DAAD offers the accompanying administrations:
Installment obviously expenses for the online dialect course “Deutsch-Uni Online (DUO)” (www.deutsch-uni.com) for a half year after receipt of the Scholarship Award Letter
in the event that important: Language course (2, 4 or a half year) before the beginning of the investigation visit; the DAAD chooses whether to finance cooperation and for to what extent relying upon German dialect aptitudes and task. Interest in a dialect course is mandatory if the dialect of direction or working dialect is German at the German host organization.
Recompense for a by and by picked German dialect course amid the scholarship time frame
Repayment of the expenses for the TestDaF test which has either been taken in the nation of origin after receipt of the Scholarship Award Letter or in Germany before the finish of the subsidizing time frame
As an other option to the TestDaF for scholarship holders who have taken a dialect course in advance: the charge for a DSH examination taken amid the scholarship time frame might be repaid.
Eligibility for the Scholarship
Eligible Countries: This scholarship is accessible for remote students.

Passage Requirements: Applicants must meet the accompanying criteria:

Remote candidates who have picked up a first college degree in the fields of Fine Art, Design, Visual Communication and Film at the most recent when they initiate their scholarship-bolstered examine program.
In this examination program, you can finish
A Master’s degree/postgraduate degree prompting a last capability, or
An integral course that does not prompt a last capability at a state or state-perceived German college of your decision (not a college class).
This program just subsidizes extends in the masterful and inventive region. Other DAAD scholarship programs are accessible for candidates from the field of History of Art or Art Studies or for specialists with a logical undertaking.
English Language Requirements: Applicants in the fields of Fine Art, Film, Design, Visual Communication and Film should have a learning of the dialect of direction which relates to the prerequisites of the picked college at the most recent when they begin their scholarship. In the event that you don’t yet have the dialect aptitudes required by the college at the season of your application, your application should demonstrate the degree to which you are in a situation to achieve the required level. After you have been granted a scholarship, exploit the financing openings depicted under “Esteem”.
Application Procedure
The most effective method to Apply: The application procedure happens online through the DAAD gateway. You are likewise required to send extra reports by post to the predetermined application address.
If it’s not too much trouble take note of that the entrance to the application entryway just shows up while the present application time frame is running. After the application due date has terminated, the entrance for this program isn’t accessible until the following application time frame.
The entrance to the DAAD entryway by and large opens around about a month and a half before the application due date at the most recent.
Application archives

Testaments, verification of credits, affirmations and interpretations might be checked in non-confirmed frame and transferred to the DAAD entry. DAAD’s Head Office in Bonn will just demand confirmed duplicates of the submitted reports in paper frame if an allow is granted!

1. Reports to be transferred to the DAAD entry:

Online application form
Full educational modules vitae in forbidden shape
Articulation about scholarly and individual purposes behind the arranged investigation venture in Germany (letter of inspiration; 1 – 3 pages)

Master’s degree/postgraduate investigation program prompting a last capability:
Shape “Data about your favored master programs”
On the off chance that accessible: Letter of acknowledgment from the host college.
On the off chance that you don’t have a letter of acknowledgment at the season of application, you must apply to the college for this in great time and along these lines present the affirmation letter before the scholarship-bolstered examine program starts. If it’s not too much trouble take note of that you yourself are in charge of guaranteeing that you apply for confirmation at the host college by the due date and that a Scholarship Award Letter from the DAAD just ends up substantial in the event that you are admitted to your picked have college.
Reciprocal examinations not prompting a last capability:
Affirmation of supervision from a German college educator
Likewise for all candidates:
College degree authentication showing last grade(s): the testament must be accordingly submitted before the scholarship-bolstered ponder program starts if considers have not been finished at the season of application.
Verification of German dialect capability as per the European Framework of References for Languages or the Test-DaF for contemplate programs in German.
Evidence of English dialect capability as per the prerequisites of the picked consider program in English (e.g. TOEFL, IELTS).
The dialect authentication should be close to two years of age.
A rundown of all work that has been refered to as tests (see daad.de/extrainfo) with point by point data (measure, date of creation, put, and so on.)
A revelation that the masterpieces have been delivered or made by the candidate or the names of those people associated with creating shared bits of work. On account of cooperative work or tasks, the candidate’s own particular commitment must be set apart in that capacity or fittingly portrayed.
Kindly don’t transfer any work tests and additionally portfolios to the DAAD entry!

Sugar mummy Rita on facebook secure a Business Loans for you



In the hustle and bustle of operating a small business, there are times when help is needed in the form of a business loan. Typically, within the first two to three years of business operations, product and/or service offerings are validated and proven out by the marketplace. In the event that the business is able to attract demand and then to sustain and grow it profitably, there will come the inevitable need to get a business loan in lieu of obtaining private equity from investors. Why does this happen? Well, for one, the speed of cash received does not equal the speed of cash spent. Not all the time, but most of the time, the business becomes quite efficient in spending cash by providing a product and / or service, but does a poor job in recouping cash spent in a quick and efficient manner. As the business gets better at doing business, this inequity in the cash flow cycle smooth's out.

Thus, business loans are understood as one of the necessary blocks to building a solid business. Not if, but when the time comes to take your business to the next level whether in satisfying growing demand for your products and / or services, taking advantage of business deals with tight deadlines, or paying off old loans with new loans with better terms, make sure you are ready to make the case.


Making the Case for a Business Loan
The absolute best case you can make in getting a business loan is the planning you do before you actually need one. A bit backwards thinking you may observe, but right nonetheless. See, most lending sources are conservative by nature due to the risk of losing money from nonpayment. Thus, by proving to the lending source your ability to repay with interest the business loan from historical evidence (and sometimes future projections based on practical, real life variables) such as a growing trend in both sales and margins (both gross and net), solid equity position as shown from a low Debt to Equity Ratio, and your track record in repaying other creditors on time, you will have made a clear case in obtaining a business loan. Remember to keep as a part of your overall business plan the need one day to obtain a business loan and operate your business accordingly. You'll be glad you did.

Jericho Business Advisors provides value added consultation and advisory services for small business owners / operators in the areas of accounting, taxation, and financing.



Tuesday, 5 February 2019

Undergraduate Scholarships for International Student at Melbourne University 2019


Scholarship Description:

The International Undergraduate Scholarships were established by the University of Melbourne in recognition of the significant contribution made by international students to the diversity of the University’s student population.

Degree Level:

Any undergraduate degree offered at University of Melbourne

Number of Awards:

Approximately 50

Target group:

International students.

Eligibility Criteria:




To be considered for a fee remission scholarship you must:

• be a citizen of a country other than Australia and New Zealand and not a permanent resident of Australia;

•  have received an unconditional offer for an undergraduate course;

•  have achieved excellent final year school results, such as:

– 4 A-grades in the GCE A Levels
– an ATAR of 99.9 in the Australian Year 12 program,
– overall 98% in an approved Foundation program
– an International Baccalaureate (IB) score of 44;
• not have  previously undertaken any tertiary studies (excluding extension studies completed as part of a year 12 program);

Application instructions:

You do not need to submit an application for this scholarship. All eligible students who have received an unconditional offer for admission to an undergraduate degree will automatically be considered. The deadline for admissions is late December for Semester 1 and 31 May for Semester 2.

It is important to visit the official website to access the application form for detailed information on how to apply for this scholarship.

Website:

Official Scholarship Website: https://scholarships.unimelb.edu.au/awards/melbourne-international-undergraduate-scholarship

US President D.Trump Approves Scholarship for 50,000 African Student to Study in USA 2019



The President of the United States, Donald Trump, has confirmed the US Embassy Scholarship for International understudies, knowing the course that there are different picked and talented, low-wage understudies far and wide, who just require money related assets and access to data to better their instructive future. For a few years now, the United States Embassy, US attempts to see instructively qualified and altogether enthusiastic, low-pay understudies far and wide to join the Education in USA.

An affirmation issued by the Public Affairs Unit of the U.S Embassy on Thursday, said the application for the Scholarship would close at certainly on Friday, November 10, 2018.

The US Embassy will work emphatically through their specialists with understudies occasionally masterminded social events and courses to help them all through the application strategy to hook declaration and honors to go to schools and colleges in the United States. The cost for application process is maintained, including choice charges for required systematized examinations and gives free selection to the U.S. Course.

Degree Level: Scholarships are available to search for after (Undergraduate, MBA and Postgraduate) program.

Think Subject: Scholarships are surrendered in the field of study offered by the empowering colleges. Propensity will be given to the most qualified contender from Africa.

Give can be taken in the USA

Number of Scholarship: not chose

Give Award:

1. The University Composition Fee at the right rate

2. An upkeep settlement for a solitary understudy ($14,900 for multi year at the 2018-18 rate; genius rata for courses shorter than multi year)




3. One economy single airfare at both the start and end of the course

4. Inbound visa costs and the cost of the Immigration Health Surcharge

5. Keen progress financing – from $500 to $2,000, subject to the length of your course, to go to social affairs and courses.

6. Family settlement – up to $10,120 for a first youth and up to $4,320 for a second youngster (2016-17 rate). No supporting is obliged an associate

Give Eligibility Criteria:

Nations Eligible to Apply: Zimbabwe, Zambia, Uganda, South Africa, Namibia, Nigeria, Botswana, Cameroon, Algeria, Angola, Benin, Burkina Faso, Burundi, Cape Verde, Comoros, Congo(Republic), Djibouti, Egypt, Ethiopia, Gambia, Ghana, Kenya, Lesotho, Liberia, Libya, Malawi, Mali, Mauritius, Morocco, Mozambique, , Rwanda, Sao Tome and Principe, Senegal, Seychelles, Sierra Leone, , Swaziland, Tanzania, Togo, Tunisia, Central African Republic, Chad, Comoros, Cote d’Ivoire, Democratic Republic of Congo, Equatorial Guinea, Gabon, Mauritania, Niger, North Sudan, Republic of Guinea, South Sudan

Note: All application ought to be submitted online before the application due date

Application Deadline:

10 marcch, 2019

2019 Guaranty Trust Bank (GTB) Internship Programme |Apply Now!!


Guaranty Trust Bank, plc is a foremost Nigerian financial institution with vast business outlays spanning Anglophone West Africa and the United Kingdom.



GTBank has a corporate banking bias and strong service culture that have enabled it record consistent growth in clientele and key financial indices since its inception in 1990.

We are recruiting to fill the position of:

Job Title: Internship Programme

Location: Nationwide



Internship Programmes

At Guaranty Trust Bank, emphasis is placed on growing talents. We offer internship opportunities for students and graduates to learn from a world-class organization. Our internship programmes will enable you to gather technical expertise and personal skills which will enable you to make an impact in your career and benefit from vital on-the-job experience. Its a great way to explore the career choices that lie ahead of you.



Application process

Our criteria for internship programme is as detailed below. Candidate must:

Be no more than twenty-six (26) years of age

Have completed WAEC/NECO with at least 5 credits including Mathematics and English

Have a minimum of 2.5 CGPA

Have 1 Guarantor (GTBank) or 2 Guarantors (Other organizations as listed in the application form)*





Guarantor Details

Your guarantor must be a full/core staff of the organization he/she works for.

You are expected to provide a clear copy of your guarantor’s work ID card.

Download and fill the guarantor’s form, you will be required to upload a scanned copy of the filled form during application

Application Closing Date

Not Specified.



Method of Application

Interested and qualified candidates should:

Click here to apply online

Click here to download Guarantor’s Form (PDF)

Documents Required (To be Uploaded) During Application

Check the table information below for documents required to complete application process as applies to you (OND Internship, University (SIWES) Programme, Vacation Job or Pre-NYSC candidates):

Birth Certificate

Valid Means of ID Card

WAEC/NECO Certificate or Online PrintOut (must include 5 credits inclusive of Mathematics and English Language)

School ID Card

IT Letter (candidates that are looking for Vacation Job or waiting for nysc (Pre-NYSC) would not upload this document)

Statement of Results (Candidates waiting for NYSC would not upload this document)

School Certificate/Statement of Final Result (Only candidates waiting for NYSC would upload this document)

1 Passport Photograph (with White Background)

Guarantor Form

Guarantor’s Official ID Card

NEW JOB-Dangote Group Fresh Job Recruitment (13 Positions)|APPLY NOW!!!!


The Dangote Group is one of Nigeria’s most diversified manufacturing conglomerates. The Group continues to grow its vision of becoming the leading provider of essential needs in Food and Shelter in Sub-Saharan Africa with sustained market leadership in Cement Manufacturing, Sugar Milling, Sugar Refining, Packaging Material Production and Salt Refining.



We are recruiting to fill the following positions below in Lagos State:

1.) Site Engineer

Deadline: 14th May, 2018.

Click Here To View Details

2.) Material Procurement Coordinator

Deadline: 12th May, 2018.



Click Here To View Details



3.) General Manager, Production Operations

Deadline: 30th May, 2018.

Click Here To View Details

4.) Shore Base Supervisor

Deadline: 16th May, 2018.

Click Here To View Details

5.) Supply Chain Executive

Deadline: 15th May, 2018.

Click Here To View Details

6.) Manufacturing Executive

Deadline: 15th May, 2018.

Click Here To View Details

7.) Laboratory Trainee





Deadline: 18th May, 2018.

Click Here To View Details

8.) Equipment Package Supervisor

Deadline: 11th May, 2018.

Click Here To View Details



9.) Instrumentation Supervisor

Deadline: 11th May, 2018.

Click Here To View Details

10.) Equipment Erection Supervisor

Deadline: 11th May, 2018.

Click Here To View Details

11.) Piping Supervisor 

Deadline: 11th May, 2018.

Click Here To View Details



12.) Piling and Stone Colums Supervisor

Deadline: 11th May, 2018.

Click Here To View Details

13.) Structural Steel Supervisor

Deadline: 11th May, 2018.

Click Here To View Details

Application For Immigration Visa Online For Canada, USA / Australia


Different Types of Visa issued by most countries



Study Visa

Skilled worker Visa

Business Visa

Tourist Visa

Visitor Visa

Pilgrimage Visa

Diplomat Visa

Transit Visa

How to Apply for U.S American Visa Lottery 2018

American Visa Lottery application is the best among them and is done every year and only eligible people are qualified to apply. This means that if your country is not eligible to apply for American Visa Lottery 2018, you cannot apply.



To apply for American Visa Lottery, I recommended you to first contact the American Embassy in Country to verify if there is Visa Lottery application for your country or simply head over to the official DV-Lottery website for all the necessary information that you may need. The American Visa is known as Green card is usually being offered the US Department of States to qualifying applicants.



How to Apply for Australian Visa 2018

If you will like to explore more and travel, Australia is another choice either to work or study, the Country has an official website for intending immigrants and people willing to travel to the country. Visit this through the website application link for all the issues concerning Australian Visa Lottery.



How to Apply for Canadian Visa 2018

Another great country for Visa applications is Canada and they provide different Visa applications to people and immigrants moving into Canada across the globe. Canada also offers work permit Visa, designed for those seeking to live and work in Canada and there is Study Visa for those intending to study in Canada. You can check here on the best way to apply for Canadian Visa Lottery 2018.

The 2018 NNPC/SNEPCo National Recruitment/Scholarship Announcement | Send an application through our portal


The Nigerian National Petroleum Corporation (NNPC), its co-venture partners and the Shell Nigeria Exploration and Production Company Limited (SNEPCo) hereby invites applications from qualified Nigerian students for the 2018 NNPC/SNEPCo National Recruitment and Scholarship Programme. The aim is to promote academic excellence and improve the skills of young Nigerians. It provides yearly grant to the successful applicants from their second year to the completion of their degree programme.



Eligible students studying the under-listed courses in Nigerian universities are invited to submit an electronic application.



PETROLEUM ENGINEERING         MATERIALS/CORROSION ENGINEERING ELECTRICAL ENGINEERING

Marine Engineering         Mechanical Engineering Chemical Engineering

Instrumentation Engineering      Civil Engineering               Medicine

Pharmacy            Physics/Applied Physics Agricultural Science

Geophysics         Geosciences/Geology    Finance

Economics           Mathematics/Applied Mathematics        Metallurgical Engineering

Who Can Apply:

Applicant must:



Be a citizen of Nigeria

Currently be in their second year of full-time study in a Nigerian University accredited by the National Universities Commission (NUC)

Have a minimum CGPA of 2.75 in a 5-grade system

Not be a beneficiary of any other scholarship (National – or International)

How to Apply

1. Every applicant should have a valid personal email account (for consistent communication).



2. Candidates who meet the above eligibility criteria should apply online at: https://www.nnpc-snepcoscholarship.shell.com to provide the required personal & educational details, and upload scanned copies of the following:



A recent passport-sized photograph of the applicant in JPEG format, and not more than 200kilobytes;

University or JAMB (UTME or D/E) Admission Letter;

Unified Tertiary Matriculation Examinations (UTME)Scores;

O’ Level Result(s); and ‘A’ Level /OND /NCE Result(s) as applicable; and

Letter of Identification from State of origin indicating applicant’s local government of origin.

Students are to upload their 100 level results.



Application Deadline: 15th October, 2018.

Examination Date: 30th October, 2018.

Note:



Each document submitted online must not exceed 200KB and the image format must be in JPEG.

Beware of fraudulent websites when applying for the NNPC/SNEPCo scholarship online. Such websites may ask you to make some payments during the application process. NNPC/SNEPCo scholarship application is FREE.

SNEPCo will not accept email applications. It is important to visit the official website for detailed information and to access the online application portal.

SNEPCo is committed to providing scholarship opportunities that are not associated with application fees.

SNEPCo DOES NOT ASSIGN ‘Representatives’/’Agents’ to assist applicants’ process applications.

Any candidate found to have presented false documents will be disqualified or withdrawn at any level of the scholarship.

Only short listed candidates will be invited for a computer based tests in selected centers nationwide.

For more information or clarification on the NNPC/SNEPCo National Recruitment and Scholarship, please forward an email to SNEPCO Social Performance SNEPCO-UIO/G/NRS

The World Health Organization (WHO) Are Seeking For Graduates/Non-Graduates

World Health Organization (WHO) is the directing and coordinating authority for health within the United Nations system. It is responsible for providing leadership on global health matters, shaping
the health research agenda, setting norms and standards, articulating evidence-based policy options, providing technical support to countries and monitoring and assessing health trends. We’re recruiting to fill the positions of;

Country Preparedness & IHR (CPI) Officer – (1803698)
Grade: NO-C

Contractual Arrangement: Fixed-term appointment

Contract duration: 18 months

Job Posting: Aug 21, 2018, 1:37:27 PM

Closing Date: Sep 11, 2018, 10:59:00 PM

Primary Location: Seychelles-Victoria

Organization: AF_SYC Seychelles

Roster: Technical Officer – HIV/HEP – (1803470)
Grade: Various grade levels

Contractual Arrangement: Temporary appointment under Staff Rule 420.4

Contract duration: 12 months

Job Posting: Aug 21, 2018, 7:18:46 AM

Closing Date: Sep 11, 2018, 10:59:00 PM

Primary Location: Multiple locations

Organization: SE/CDS Department of Communicable Diseases (CDS)

Schedule: Full-time

Research Officer – (1803733)
Grade: P2

Contractual Arrangement: Temporary appointment under Staff Rule 420.4

Contract duration: One (1) year

Job Posting: Aug 17, 2018, 8:46:26 AM

Closing Date: Sep 7, 2018, 10:59:00 PM

Primary Location: Burkina Faso-Ouagadougou

Organization: AF/CDS – Communicable Diseases

Schedule: Full-time

Objectives of the Programme
To ensure that effective WHO Country presence is established to implement WHO Country Cooperation Strategies that are aligned with member States’ health agenda and harmonized with the United Nations country team.
WHO offers an attractive compensation package including an annual net salary (subject to mandatory deductions for pension contributions and health insurance), dependency benefits, pension plan, health insurance scheme, and 30 days annual leave.

Don’t Miss Out!!! United States of America Visa Lottery Application Portal Now Open DV-2020, Apply Now!!!!


The annual Diversity Visa Lottery also known as the Green Card Lottery is a US government program that makes 55,000 Permanent Resident cards available every year to persons from “underrepresented countries,” which have been less represented in employment and family-based preference categories in the United States of America and who meet two basic eligibility requirements. This years (2018) Green Card Lottery Program is called DV-2020 (the year successful applicants may enter the United States of America on the green card they won), and is now open to all individuals worldwide who meet two basic entry requirements. The Program makes Permanent Resident Cards available to the winners, authorizing the winners and their families to live, study and work in the United States of America as permanent residents. The Green Card Lottery program is a United States congressional-mandated program for receiving a United States Permanent Resident Card, also popularly known as a USA Green Card, due to the green color of the Permanent Resident Card.

Regions

The diversity visas are distributed among six geographic regions. More visas are given to the regions that had

lower rates of immigration. Also, if a particular country sent more than 50,000 immigrants to the U.S. within past

five years, the citizens of that country are not eligible to participate in the green card lottery. With each

geographical region, no single country may receive more than seven percent (3,500) of the available DVs in any

one fiscal year.

Currently, around 80% of the diversity visas are received by Africa and Europe.

Ineligible Countries

Natives of the following countries were not eligible to apply in DV-2013 because those countries sent more than

50,000 immigrants to the U.S. in the previous five years: BANGLADESH, BRAZIL, CANADA, CHINA (mainlandborn),

COLOMBIA, DOMINICAN REPUBLIC, ECUADOR, EL SALVADOR, GUATEMALA, HAITI, INDIA, JAMAICA,

MEXICO, PAKISTAN, PERU, PHILIPPINES, SOUTH KOREA, UNITED KINGDOM (except Northern Ireland) and its

dependent territories, and VIETNAM.

Persons born in Hong Kong SAR, Macau SAR, and Taiwan are eligible.



Complete details about the eligible countries.

Qualifying Education / Work Experience and Occupations

In order to be eligible to enter in the diversity visa lottery, you must have at least a high school education

(defined as successful completion of a 12-year course of elementary and secondary education, comparable to

such high school education in the U.S.) or its equivalent or have, within the past five years, two years of work

experience in an occupation that requires at least two years’ training or experience. Only formal courses of study

meet the education requirements. Correspondence programs or equivalency certificates (such as the G.E.D.) are

not acceptable.

As long as the course of study completed is equivalent to a U.S. high school education, it is permissible to have

your education completed in less than 12 years or more than 12 years.To see whether your occupation qualifies,

Visit Department of Labor O*Net Online Database.

2019/2020 US Embassy Scholarships for 10000 African Students|Apply Now!!!


From 1st September, the application opens for US Embassy Awards Scholarships 2019/2020
. There are
two categories of Award: US Embassy Awards Scholarships, to undertake higher degree studies in
Australia at Masters level. And US Embassy Awards Short Courses, to undertake short-term, targeted
professional training courses, in the United States and/or in Africa, in a range of development-focused
sectors.
Offered annually? Yes
Eligible Countries: Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroun, Cape Verde,
Comoros, Congo(Republic of), Djibouti, Egypt, Ethiopia, The Gambia, Ghana, Kenya, Lesotho, Liberia, Libya,
Malawi, Mali, Mauritius, Morocco, Mozambique, Namibia, Nigeria, Rwanda, Sao Tome & Principe, Senegal,
Seychelles, Sierra Leone, South Africa, Swaziland, Tanzania, Togo, Tunisia, Uganda, Zambia etc.
In addition to the above, the following countries are eligible for Short Course Awards (SCAs)
Central African Republic, Chad, Comoros, Cote d’Ivoire, Democratic Republic of Congo, Equatorial Guinea,
Gabon, Mauritania, Niger, North Sudan, Republic of Guinea, South Sudan
To be taken at: African or United States Universities.
Priority Fields (varies by African country)
Agriculture/Food Security
Education
Health
Public Policy (including public sector management, public sector reform, trade, international diplomacy)
Environmental Management
Natural Resource Management (including mining-related subjects)
Technical and Vocational Education & Training (available for Short Courses only)
Energy (including Natural Gas and Oil Technology)
Infrastructure
Natural Resource Management
Transport (including Ports, Roads and Airports Management)
About the Award: United States Embassy Awards, a cornerstone of the US Government’s development
assistance program for Africa, provide access to postgraduate education, training and professional
development opportunities for suitably qualified Africans from eligible countries. On their return to the
workplace, US Embassy Awards Alumni are expected to contribute actively to development in their home
countries.






Offered Since: 1980

Type: Masters taught degrees and short courses

Eligibility: Varies by country (see link below for specific country eligibility criteria)

•             You must be at least 25 and not more than 50 years of age at the date of your application.

•             You must have at least three (3) years’ relevant post graduate work experience. This work experience

must be in a role relevant to your proposed field of study and to your employment organization type

(e.g. public sector applicants should demonstrate public sector work experience, and so on). Preference

will be given to candidates with greater periods of experience.

•             You possess, as a minimum, a Bachelors degree (or the equivalent) from a recognized Institution of at

least 4 years in length with at least a 3rd Class Pass.

Masters Degree Scholarships Apply for Scholarship

•             Undergraduate Scholarship Scholarship ApplicationPublic sector candidates must comply with Government of Nigeria regulations for government

employees wishing to apply for scholarships.

•             The public sector, private sector and civil society candidates must provide evidence of completion of the

National Youth Service Corp (NYSC) when they apply.

•             You must not already hold, or be studying for, a Masters degree.

•             You must be willing to make a formal commitment to return to your current employment following

completion of the award.

•             You must meet the general minimum eligibility criteria for Australia Awards Scholarships – refer to the

Australia Awards Scholarships policy handbook.

Target Group

•             You are a national of an African country. See country list below

•             You are an early or mid-career professional working in the Public Sector, the Private Sector or a NonGovernment

Organization (Civil Society) in one of the listed priority fields of study.

•             You wish to undertake a Masters degree in Australia in one of the listed priority fields of study. You

cannot study a Masters of Business Administration.

•             You have a clear vision for how you will use the knowledge gained through the Masters degree to

improve policy, practice or education in the proposed field of study.

•             Gender Equality: Australia Awards target equal participation by women and men. Applications from

women are strongly encouraged, and mechanisms are in place to support women applicants and

Awardees.

•             Disability Inclusion: Australia Awards aim to ensure that people with a disability are given fair and equal

opportunity to compete for and obtain a scholarship. Applications from people with a disability are

strongly encouraged. Mechanisms are in place to support applicants and Awardees requiring specific

assistance.

Number of Scholarships: Up to 10,000

Value of Scholarships: This is a Full government sponsored scholarship

Duration of Scholarship: For the duration of the programme

Select your country of origin. Follow the specific instruction on the page.

Sponsors: US Embassy Awards in Africa, an initiative of the United States Government